Founder and accountable author
Robert McCray
Founder, Civita
Robert founded Civita to bring a client-paid research and advisory model to investment migration. His work focuses on the questions that program marketing usually leaves out: the full family cost, the rules that can change after entry, the path to exit, and whether a route solves the problem a client actually has.
What he covers
Robert researches citizenship-by-investment, residence-by-investment, golden visas, second-passport planning and the policy decisions that change their cost or usefulness. He built Civita's open True Cost Index and its comparative tools to make program claims testable rather than promotional.
His analysis starts with legislation, official gazettes, court decisions, immigration authorities and government fee schedules. Secondary reporting is used for context, not as a substitute for the underlying rule. Every material figure is dated because a correct answer in this category can become wrong quickly.
Accountability and boundaries
Material explicitly published under Robert's name is his responsibility, including corrections. Most library pages use the institutional Civita Research byline unless he has personally approved the full article. He is not an immigration lawyer, tax adviser, broker-dealer or licensed investment adviser. Clients must independently retain qualified professionals for regulated conclusions, and Civita does not present research as a substitute.
Civita accepts no commission, referral fee, sponsored placement or program compensation from any government, developer, fund or migration agent. That independence applies to Robert's rankings, articles and commentary.
Original research
The True Cost Index
Source-linked modeled entry costs for citizenship- and residence-by-investment routes, with downloadable data.
View research →The Closing Window
A documented timeline of investment-migration repricings, closures and access downgrades from 2016 to 2026.
View research →The Golden Visa Report 2026
A comparative review of current residence-by-investment routes, their tradeoffs and their changing policy risk.
View research →Latest analysis