Independent investment-migration advisory
A second citizenship is a financial decision. We treat it like one.
CIVITAS designs residence and citizenship strategies for individuals and families moving capital across borders. We are paid for our judgement, not for placing you into a program, and we model the full cost and the exit before you commit to anything.
- 01 Independent Paid for advice, never commission
- 02 Quantified Five-year cost and exit modelled
- 03 Current Every program verified monthly
The difference
Everyone in this market is paid when you buy. We are paid to be right.
Not an agent
The incumbents help design the very programs they sell you into. We hold no program mandates and take no placement fees, so the recommendation is the advice, not the inventory.
Not a broker
The comparison sites are paid when you buy a property or a fund. Ours is a fixed fee for judgement. The only thing we are selling is being right about your situation.
A financial model
We do not quote the headline minimum. We model the all-in five-year cost and the exit, and bring in tax counsel for the structuring, because that total is the number that actually decides whether a program is worth it.
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Residence and citizenship programs covered
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Cost and exit modelled, not just the entry price
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Commission taken from any program
$0
Where it starts, fully credited toward your plan
How we work
An engagement, not a transaction.
The application is the easy part. The value is in choosing the right structure for a decision that follows your family for generations.
Read our approach- 01
Map the objective
Mobility, tax residence, a base for the family, a hedge against one passport. We separate what you actually need from what the market is selling.
- 02
Model the full cost
Every qualifying route priced to its five-year all-in figure, government fees, legal, due diligence and carrying cost, then stress-tested against the exit.
- 03
Execute the application
We run the file end to end with vetted local counsel and escrow, and we keep the timeline honest as backlogs and rules shift underneath it.
- 04
Review every year
Programs change. Your circumstances change. We revisit the structure annually so the architecture still holds a decade from now.
The programs
Every number on this page comes from one source.
Country pages, comparisons and the calculator all read from a single dataset, so the figures can never disagree with each other and each one is dated to the day it was last checked.
Portugal
Golden Visa (ARI)
- From
- From €250,000 (cultural donation; €200,000 in low-density areas)
- Timeline
- 12 to 36 months to residence card
- Citizenship
- 10 years
- Tax
- No worldwide tax on non-residents; IFICI 20% flat rate possible if eligible
Greece
Golden Visa
- From
- €250,000 (conversions / restorations) to €800,000
- Timeline
- 2 to 6 months to approval; longer with property search
- Citizenship
- 7 years
- Tax
- €100k/year flat tax on foreign income (non-dom), optional
Italy
Investor Visa
- From
- From €250,000
- Timeline
- 1 to 3 months
- Citizenship
- 10 years
- Tax
- Optional €300,000/yr flat tax on foreign income (2026)
St Kitts & Nevis
Citizenship by Investment
- From
- $250,000 (SISC or PBO contribution)
- Timeline
- 6 to 8 months
- Citizenship
- On approval
- Tax
- No tax on worldwide income, capital gains, gifts or inheritance
Dominica
Citizenship by Investment
- From
- $200,000 (EDF donation) + government and due diligence fees
- Timeline
- ~3-4 months to approval, ~6-9 months to passport in hand
- Citizenship
- On approval
- Tax
- No tax on worldwide income, capital gains, gifts or inheritance for non-residents
United Arab Emirates
Golden Visa
- From
- AED 2,000,000 (~$545,000)
- Timeline
- 1 to 4 weeks
- Citizenship
- Residence only
- Tax
- 0% personal income tax
The tools
Decide with instruments, not a contact form.
Most firms in this space dead-end every visitor at an enquiry box. We would rather you arrive at a consultation already knowing the shortlist and the real cost.
Cost Calculator
The all-in five-year cost, family size included.
Investment, government fees, legal, due diligence and carrying cost in one figure, not the headline minimum.
Eligibility Finder
Six questions to your shortlist.
Goals, budget, nationality, family and timeline return a ranked set of programs with the reasoning shown.
Passport Index
199 passports, GDP-weighted.
Mobility scored by where you can actually go and what those economies are worth, not a raw count.
Live Program Tracker
Open, changed or closed, dated.
A standing record of what is live and what is not, each line carrying the date it was last verified.
Intel
We track the policy so the page is never wrong.
- news analysis (Intel) The US Passport Just Fell to 10th: What a Shrinking American Passport Means for Your Mobility Jun 2026
- news analysis (Intel) The Trump Gold Card, One Year In: Why Only One $1M Visa Has Been Approved Jun 2026
- Spain Spain Killed Its Golden Visa. Here Is Where the Money Actually Went. Jun 2026
Begin
Start with the model. The passport follows.
A first conversation is a working session, not a sales call. Bring your objective and we will show you the real shortlist and the real numbers.