How we get paid
We are paid for advice. Never commission.
Every other firm in this market has a financial reason to steer you somewhere. We removed that reason on purpose. We are the independent orchestrator: we diagnose, curate and manage your case, and bring in licensed lawyers and tax advisers for the regulated work rather than selling you our own. Here is exactly how the money works.
You pay us. No one else does.
Our fee comes from you, never from a government, a developer or a fund. Nothing about which program we recommend changes what we earn.
The fee does not move with the program.
Whether you choose a $90,000 contribution or a $250,000 one, the mandate fee is the same. That constancy is the proof there is no thumb on the scale.
Third-party costs pass through at cost.
Government fees, due diligence and any required local-agent costs are billed at cost, with receipts. We never mark them up.
The disclosure no one else publishes
What the "free" firms actually earn.
When advice is free, a program, developer or fund is paying for it, and that payment is what shapes the recommendation. We show you the number, then we either refuse it or rebate it to you.
| Program | Typical agent commission | What CIVITAS does |
|---|---|---|
| St Kitts & Nevis | ~$20,000 | Refused, or rebated to you |
| Dominica | ~$12,000 – $20,000 | Refused, or rebated to you |
| Grenada | ~$15,000 – $25,000 | Refused, or rebated to you |
Caribbean citizenship programs pay a licensed agent a per-applicant commission on approval. European golden-visa and fund routes instead pay commissions from property developers and fund managers, often 4% to 15% of the amount invested, which we decline entirely. Figures above are illustrative ranges and are being verified.
The rule
One test for every dollar we touch.
If a payment changes based on which country, developer or fund you choose, we refuse it. If it is flat across every option and openly disclosed, it cannot bias our advice, and that is the only kind we accept. Two payments pass that test:
Mandatory licensed-agent commissions. A few citizenship programs legally require a licensed local agent the government pays on approval. We cannot remove that payment, so we disclose the exact figure and either rebate it to you in full or net it against your fee. We never keep it quietly.
Flat panel introductions. When we bring in a vetted lawyer, tax adviser or fund, any introduction fee is identical regardless of which partner or country you pick, and we tell you it exists. A flat fee cannot steer a recommendation.
What we never take: variable commissions from property developers or investment funds, the 4 to 15 percent of your money that pays the rest of this industry. That is the conflict at the center of it, and the one we will not carry.